An established and fully relocatable UK mortgage brokerage specialising in adverse credit and bad credit mortgages is now available for acquisition due to the owner's planned retirement.
Business Highlights
Established approximately 7 years
Specialises in mortgages for clients with CCJs, defaults, arrears and adverse credit histories
More than 250 clients served
UK-wide customer base
Operates as an FCA-registered Appointed Representative under an established principal firm
Fully relocatable with registered office only
No employees apart from the director
No office premises, stock or significant physical assets required
Low overhead business model
New enquiries generated primarily through Google Ads
Ongoing remortgage and repeat business opportunities
The business has established a strong reputation within the specialist mortgage sector, providing tailored mortgage solutions to borrowers who may struggle to secure finance through mainstream lenders. Over the years, it has built a loyal client base and benefits from consistent enquiry levels, repeat custom and referrals.
Currently operating as an FCA-registered Appointed Representative under an established principal firm, the business provides regulated mortgage advice and services to clients throughout the UK. Its streamlined structure and low operating costs create an efficient and highly flexible model that can be run from virtually any location.
This opportunity would be particularly well suited to an existing mortgage broker, financial services firm, wealth management business or ambitious individual seeking entry into a specialist and resilient segment of the mortgage market. Significant growth potential exists through increased marketing activity, the development of introducer relationships, the recruitment of additional advisers and expansion into complementary financial products and services.
The current owner is willing to provide a comprehensive handover period to facilitate a smooth transition and support the continued success of the business under new ownership.
With ongoing demand for specialist mortgage advice across the UK, this represents an excellent opportunity to acquire a well-established brokerage operating within a highly sought-after niche with strong growth prospects and recurring revenue opportunities.
