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Uk-wide Mortgage Broker Specialising In Ccjs, Arrears & Adverse Credit For Sale

Northamptonshire, UK
Asking Price:
£74,500
Turnover:
£43,971
Net Profit:
£29,830

An established and fully relocatable UK mortgage brokerage specialising in bad credit mortgages is now available for acquisition due to the owner’s planned retirement.

Business highlights:

  • Established approx. 7 years ago
  • Specialises in mortgages for clients with CCJs, arrears and adverse credit histories
  • 250+ clients
  • UK-wide customer base
  • Relocatable business with registered office only
  • No staff apart from the director
  • No office, assets or stock required
  • Minimal overheads
  • New business generated primarily through Google Ads
  • Repeat opportunities from clients seeking remortgages

This would make a strong acquisition for an existing mortgage broker, financial services provider or ambitious buyer looking to enter a specialist niche with low running costs and clear demand from domestic buyers who struggle to obtain finance through mainstream lenders.

The business has built a strong reputation within the adverse credit mortgage sector, benefiting from consistent enquiry levels and a steady stream of repeat and referral business. Operating with a lean structure and low overhead base, the company offers an efficient platform with significant scope for further growth through increased marketing activity, introducer relationships and expansion into complementary financial products.

The current owner is willing to provide a comprehensive handover period to ensure a smooth transition for the purchaser.

With demand for specialist mortgage advice continuing to grow across the UK, this represents an excellent opportunity to acquire a well-established, scalable brokerage operating within a resilient and highly sought-after segment of the lending market.