A rare opportunity to acquire a long-established UK limited company with live FCA authorisation as a Principal Firm.
The company has a genuine trading history and has historically operated within consumer credit and finance brokerage. The current director has since moved the business towards non-regulated commercial finance, meaning the FCA authorised company is no longer central to the current business.
This opportunity is best suited to a buyer seeking an established regulated platform rather than a transferable earnings business.
Key features include:
- FCA authorised Principal Firm
- Long-established UK limited company
- Originally active under the OFT consumer credit regime before FCA regulation
- Historic consumer credit and finance brokerage activity
- Existing FCA permissions, including credit broking and related consumer credit permissions
- Historic experience operating as a Principal Firm
- Genuine trading history
- No known FCA enforcement action or unresolved regulatory matters
- No known exposure to discretionary commission motor finance liabilities
- Existing UK business bank account
The business may be attractive to a buyer looking to enter or expand in the UK consumer credit sector, establish a regulated finance platform, develop an introducer or AR model, or avoid the time and uncertainty of applying for FCA authorisation from scratch.
The company identity, FRN, detailed permissions and supporting information will only be disclosed to serious qualified buyers, preferably under NDA.
This is not being presented as a transferable earnings acquisition. It is primarily a regulated platform opportunity with historic trading substance.
