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Credit Profile Specialist – Operating Nationwide For Sale

UK
Asking Price:
Undisclosed
Turnover:
£1M - £5M
Net Profit:
Undisclosed

Overview

The business offers a subscription-based credit education platform that presents customers with a clear view of how lenders may assess their credit history and ways in which to manage and improve their credit score.

The company operates on a nationwide B2C basis via an online subscription model.

The business’s purpose-built and highly scalable platform presents an excellent acquisition opportunity, bolstered by its strong conversion performance and extensive user base.

The company is being offered for sale as part of a strategic portfolio realignment, as the founding shareholders refocus on core broking and lending activities. The business operates autonomously with strong systems and low staff dependency, making it a well-positioned opportunity for a specialist acquirer to drive further growth.

Offers invited.

Key Highlights

- Has circa 12,800 active customers, with no customer contributing more than 1% towards the business’s overall turnover.

- Has a large and highly diversified customer base.

- Experiencing a dramatic increase in users while operating at a low level of staff input, indicating a highly scalable opportunity for a prospective acquirer.

- Offered as a fully remote opportunity.

Financial Highlights

- YE25 turnover of £1.6m, with an adjusted EBITDA of £423k.

- YE26 outturn figures indicate a turnover of £2m.

- Operating within the consumer credit market, which is set to expand at a compound annual growth rate of 5.9% through to 2032.