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Successful Payment & Account Provision Services Business For Sale

Manchester, Greater Manchester, UK
Asking Price:
Net Profit:
£100K - £250K

The business provides business account services mainly to Money Services Business, but can also provide individual and general business accounts. The Company presently has several clients whose accounts presently turnover c£82 million per annum. The Company is contracted with a major EMI for the provision of these services and has own dedicated DC code and Sub Bin. All functionality is included in the sale, including operational card programme for customers who wish to use cards. All accounts set up for clients in their own names include GBP, EUR and USD wallet if desired.

Instant faster payment, direct debit, SEPA and SWIFT inbound and outbound functionality available to be provided to clients as required.

The business can be operated from anywhere and requires minimal staffing for day to day operations.

Functionality available to clients include FX and high limits in terms of daily, monthly and annual receipts, debits and balances on hand. Perfectly suited customers are high volume MSB's or other types of financial organizations such as investment managers or businesses, platform services and alike.

All compliance functions in place. Relationships with brokerage and a standing marketing campaign all set-up and fully operating for flow of new customer introductions.

Company is PSD registered with FCA and also has contracted relationships for other functions such as 3rd party cheque cashing and cash delivery, if clients wish to have access to those services.

The company requires no working capital and is self sufficient with net profit presently running at c £50,000 p.a. with expected net profit based on steady customer growth to in excess of £150,000 without accelerated marketing over then next 3-5 years.

Funding available for the purchase of the business of up to £175,000 of the purchase price on a 2 year credit facility if required.

For more information, please contact us by using the form below.

Property Information


Central Manchester, but can be operated from anywhere.

Premises Details:


Business Operation

Expansion Potential:

Continued expansion is an ongoing event, increased marketing may further expediate growth.

Competition / Market:

Limited competition in this specialist sector.

Reasons for selling:

To focus on other businesses.

Trading hours:

The business as a payments service operation, operates 24/7 (with outsourced support provided by 3rd parties), but live staffed general services from the Company itself operate Monday to Friday 9am to 6pm

Presently three, but no staff are required to be retained as all will be absorbed into existing group. However two months transition assistance will be provided.
Years established:

Other Information

Support & training:

Full support for 2 months for training and transition

Owner financing:
Owner financing is available. Please contact the seller for more information.
Financing available:

Up to £175,000 of the purchase price over a maximum loan term of 2 years, capital and interest repayable monthly at 10% p.a. interest.

Home based:
This business can be run from home.
This business can be relocated.

Contact Seller

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