

Western Provident Association (WPA) is a
health insurer with roots going back
over 100 years.
We sell health insurance to individuals and
small and large companies in the UK.
- Winner best UK insurer for Customer Care
(British Insurance Awards 2005 & 2009)
- Voted ´Health Insurer of the
Year´ (Insurance Times - December 2007)
- Recognised as the most innovative UK health
insurer for the third year in a row (Laing & Buisson
independent healthcare awards 2006 - 2008)
- BFA Full Member
 | You become the ‘local face’ of
WPA in your community. You will assist your local community, mostly
small businesses and individuals, to source and fund the very best
healthcare available in the UK. In return, you will be rewarded
with commission on all new sales that reflects the efforts made by
you. But of even greater importance, you are
rewarded with commission on all policies that renew – and due
to our world class service standards you will enjoy one of the
highest renewal rates in the industry. Your two income streams
combine to build a long-term business of
substance.
“WPA has a fantastic
support
structure.”Scott Leeming –
F ranchisee |
 | You would sell to new customers and service
existing customers in your own community. As an Appointed
Representative of WPA (regulated by Financial Services Authority)
you would work from home or your own office and
build a portfolio of customers. You can work
as much or as little as you want, with a direct relationship
between effort and reward.
To begin with, you would probably concentrate on building your
portfolio of customers by visiting individuals and small businesses
in your local area. In time, you might employ some staff to
help you as you
concentrate on servicing your portfolio and building new
relationships with potential new customers.
“WPA has a very genuine approach and
a wish to do the right thing…
They treat people as they’d like to be
treated.”Tina Kemp –
Franchisee
|
 | WPA is proud to be a not-for-profit
business – unlike many other franchise businesses we do not
seek to make a profit from the sales of our franchise.
Therefore the price of our franchise reflects the cost of the
training and support we will give you (and the Business Start-Up
pack). £7,500 (inc. VAT) Above all else at WPA, we believe in
treating our customers fairly, honestly and openly. We have
incredibly high standards in terms of customer service and demand
the same standards from our franchisees. Therefore, we ask that a
Fidelity Bond is paid into an independent nominee, interest bearing
account which will be returned to the franchisee at the end of
their time working with WPA
£2,500 Fidelity Bond This bond may be forfeited (either in
part or whole) should a customer ever be
seriously misled or disadvantaged by your activities. This should
be seen as a ‘Treating the Customer Fairly’ or TCF
Fidelity Bond. |
 | You get the very best training and the
Business Start-Up pack, the right to sell our products and service
your customers within your local community and to build a
substantial and profitable business.
You will receive commission on your
new sales – which normally ranges between 30% and 50% of the
first year’s premium (net of Insurance Premium Tax).
More importantly, we also pay you an annual renewal commission for
customers who remain with us of between 5% and 10% of that
year’s net premium.
Above all else, we give you access to an environment where you can
build your own
business, be your own boss and have fun.
“You get first
class support from WPA. I wouldn’t fault it at all… The
WPA team-building conventions are fantastic, you don’t have
to lift a finger.”Anna Russell –
Franchisee |

| We will give you comprehensive training in
our products and services. We will then train you to promote our
products to different types of customers in our specialised
regulatory environment.
Once you have been through our initial training, the help and
support doesn’t stop.
There is a continuous programme of ongoing training to help you
develop different skills as you come to need them.
Furthermore, there are regular bi-monthly meetings with other
Franchisees within
your region where you can get together and exchange ideas with
others in the same business.
“WPA is
unique… I’ve never worked with a company that look
after you so well… Joining WPA was the best decision I have
made in my life, hand on heart.” Bob Grace – Franchisee
|

